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Issue 30

1. ENTREPRENEURSHIP: 5 Critical Success Factors
Entrepreneurship is not for the faint of heart. Do you have what it takes to own your own business? Click the link to know more about the 5 critical success factors every entrepreneur should have to successfully run their own business.

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2. What is “Quiet Title” and Why Do I Need to Do it?
Just getting started in investing with real property? Wanting to know more about what Quiet Title is and why you might need to consider it for any property you plan to purchase? There are many reasons that you would want to start a Quiet Title action. You shouldn’t start a new investment purchase until you investigate these advantages. The first thing to understand is exactly what Quiet Title is.

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3. What Is Title Insurance?

Title insurance is a policy that covers third-party claims on a property that don’t show up in the initial title search and arise after a real estate closing. A third party is someone other than the property’s owner, such as a construction company that didn’t get paid for its work on the home under a previous owner. The term “title” refers to someone’s legal ownership of the property.

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4. Is Title Insurance a Waste of Money?

“Title insurance is a big waste of money. What a racket!” That’s what a friend who recently refinanced his home mortgage told me as he complained about paying more than $1,000 for title insurance. To agree with him and hopefully make him feel better, I then pointed out that title insurers pay out less than 10 percent of the premiums they collect for title policy claims. “You mean they earn 90 percent profit?” he asked..

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5. How Do You Get a Land Loan? Rates and Procedure, Explained

Purchasing vacant land can be an exciting prospect, but will often require a land loan. Land loans are a financing option used to buy a plot of land and, like a mortgage, can be obtained through a bank or a lender, who will evaluate your credit history and the land value to determine if you’re an eligible buyer.

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